Jump to content

Featured Replies

Posted

So, I was going through my old journals and found one from my college days. I had written about how overwhelmed I felt with credit card debt back then. It was a nightmare trying to juggle bills and the temptation of spending. I remember resorting to instant noodles more often than I'd like to admit. 🍜 Fast forward to now, and I can finally say I've learned some tricks to manage it better. Here's what worked for me: 1. **Budgeting**: I started tracking every single expense. It was eye-opening to see where my money was actually going. There are apps that make this super easy. 2. **Snowball method**: I focused on paying off the smallest debt first while making minimum payments on the others. This gave me a sense of accomplishment and kept me motivated. 3. **Cutting unnecessary subscriptions**: I realized I was paying for stuff I didn't even use. Cancelling those subscriptions freed up cash to put toward my debt. Anyone else have any tips or strategies that worked for them? Or maybe you're going through this right now and need some advice? Let's share and help each other out!

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

Important Information

By visiting this site you have read, understood and agree to our Terms of Use, Privacy Policy and Guidelines. We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.