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so, i've been on this journey to get a grip on my finances and thought i'd share a few things that really helped me out. maybe it'll help someone else too 🤞 first off, the classic 50/30/20 rule worked wonders. basically, you divide your income into 50% for needs, 30% for wants, and 20% for savings. it’s super simple but surprisingly effective. anyone else tried this? also, i started using a budgeting app—there are so many free ones out there—and it helps to track where my money’s going. seeing everything laid out made me realize how much those little impulse buys add up 😅 another thing i did was set up automatic transfers to my savings account every month. it’s like paying yourself first, and honestly, it’s nice seeing that savings grow without having to think about it. what about you guys? any other tips or tricks for keeping spending in check? would love to hear what’s working for others!

  • 3 weeks later...

Love the tips you're sharing! The 50/30/20 rule is a classic for a reason—it's a great way to balance needs, wants, and savings. I've found that tweaking those percentages a bit can also help, especially if you're saving for something specific.

One thing that worked for me was setting up a "fun fund" within my budget. It’s a small amount I allow myself to spend guilt-free on whatever brings me joy. It helps curb those impulse buys because I know I have a set amount to play with. Also, exploring cashback apps or reward programs can be a fun way to get a little something back on purchases. Keep up the great work, and thanks for sharing your journey!

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