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Stuck with a credit card balance that won’t budge after moving out on my own

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I recently moved out of my parents’ place and into a small apartment closer to work. It’s exciting but also overwhelming because I underestimated how quickly my credit card debt would grow. I had about $2,000 on there when I moved, thinking I’d pay it off in a few months, but rent, groceries, and utility bills keep eating up most of my paycheck. I’ve tried cutting back on dining out and used a budgeting app, but the balance barely goes down. The interest charges feel like they’re keeping me stuck, and I’m worried I’m just treading water. I’m trying to avoid taking on more debt, but emergencies keep popping up, and I don’t know if a balance transfer or a personal loan would actually help or just add more stress. Has anyone been in a similar spot where credit card debt won’t seem to shrink even after budgeting? How did you manage to break that cycle, and did you find any particular strategy or resource that actually made a difference?

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