Unexpected car repairs eating into my emergency fund—what’s your backup plan?

I usually keep a solid emergency fund that covers about three months of expenses, which gave me peace of mind until my car needed a surprise transmission repair last month. The repair cost was way higher than I expected, and it pretty much wiped out my savings. I’ve been relying on my car daily for commuting and errands, so I can’t just skip repairs or delay them. I tried cutting back on non-essentials like dining out and subscriptions to save up again, but it feels like I’m stuck in slow mode. My main worry is what to do if another unexpected expense hits soon, especially since I’m also trying to save for a small down payment on a condo. Has anyone faced a similar hit to their emergency savings? How do you rebuild without feeling like you’re constantly sacrificing everything? Do you keep separate funds for different types of emergencies, or do you rely on credit as a backup? Would love to hear what’s worked for you.