Jump to content

Featured Replies

Posted

I've been thinking about asking my employer if I can move to a 4-day workweek to save on my daily $10 commute and reduce spending on lunches out. Currently, I work 5 days a week, commuting about 20 miles each way, and my monthly transport and food costs add up to roughly $400. The catch is that I’d have to accept a 10% pay cut, which worries me since I’m already trying to build my emergency fund and pay off a small credit card balance. I’ve tried cutting back on lunches and carpooling some days, but the savings haven’t been huge. The idea of having an extra day off sounds amazing for mental health and side projects, but I’m unsure if the income drop would set me back financially. Has anyone made a similar switch? How did it affect your budget and overall financial goals? Is the reduction in commuting and daily expenses enough to offset a pay cut?

Work-Life gif

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

Important Information

By visiting this site you have read, understood and agree to our Terms of Use, Privacy Policy and Guidelines. We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.