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Hey everyone, I’ve been feeling really overwhelmed with my credit card debt recently. Between juggling rent, groceries, and other monthly expenses, those credit card payments just keep piling up. I try to pay a bit extra when I can, but it never seems to make a dent.

It’s gotten to the point where I stress about opening the mail or checking my bank account. I’ve looked into balance transfers and budgeting apps, but honestly, it all feels a bit confusing and exhausting. Has anyone else been through this? How did you manage to get back on track without feeling completely stressed out?

Would love to hear any tips or just some encouragement from folks who’ve been there!

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