Struggling to keep up with credit card payments

Hey everyone, I’ve been feeling really overwhelmed lately with my credit card debt. I have around $5,000 spread across two cards, and the interest keeps piling up. I try to pay more than the minimum each month, but it feels like I’m barely making a dent. Some months, I even have to skip extra payments just to cover rent and groceries.

It’s been stressing me out so much that I can’t focus on anything else. I’ve thought about calling the credit card companies to ask for lower interest rates or a payment plan, but I’m nervous about how that might affect my credit score or if they’ll even agree. Has anyone been through something similar? How did you handle it without making things worse?

I’m also curious if there are any simple budgeting tools or tricks that actually work for keeping track of everything without feeling overwhelmed. Thanks in advance for any advice or just sharing your story.