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Weird phishing email pretending to be my bank—what’s the best way to confirm it’s fake?

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Got this email today that looked super convincing, like it was from my actual bank. It had the bank’s logo, kinda official-looking language, and even a link that seemed legit at first glance. But something felt off since they asked me to "verify my account details" through the link. I didn’t click it yet and went straight to the bank’s official app to check my account - no alerts or messages there. I’m wondering if anyone else has gotten these sneaky phishing emails and how you confirmed they were fake without risking anything? Also, what’s the safest way to report these to the bank or authorities? I want to make sure I don’t accidentally fall for one of these scams, and it’d be great to hear your tips or tools you use to stay safe online.

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