Weird email from 'my bank' asking for login info—scam or legit?

So I got this email that looks like it’s from my bank, saying there was suspicious activity on my account. It asks me to click a link and log in to verify my info. The email looks pretty official with logos and all, but the link URL looks kinda weird when I hover over it.

I didn’t click the link yet, but now I’m worried it might be a phishing scam trying to steal my login. I checked my bank’s actual website and there’s no alert or message about any suspicious activity. I’m not sure if I should call the bank directly or just ignore the email. Has anyone else seen emails like this?

What’s the safest way to handle this kind of message? Should I report it somewhere? Also, how can I tell for sure if an email like this is legit or a scam without accidentally clicking anything risky?