Drowning in credit card debt and feeling stuck

Hey everyone, I’m feeling pretty overwhelmed right now. Over the past couple of years, I’ve racked up about $10k in credit card debt. It started with some unexpected medical bills and then spiraled because I was trying to keep up with daily expenses. I’ve been paying the minimums each month, but it feels like I’m just treading water and the balance never really goes down.

I tried budgeting more strictly and even picked up some extra shifts, but it’s tough to make a real dent when the interest keeps piling up. Sometimes I wonder if I should consider a balance transfer or a personal loan to get a better rate, but I’m not sure how to go about that or if it would just make things worse.

Has anyone been in a similar spot? What helped you start digging out? Any tips on managing the stress while dealing with this would also be appreciated.