Got a weird email claiming my bank account was locked—scam or legit?

So, I just got this email that said my bank account was locked due to suspicious activity. It looked super official with logos and everything, but the email address was kinda off. They wanted me to click a link and verify my info ASAP.

I didn’t click anything but I’m still a bit worried. I checked my bank’s official app and everything seems fine there - no alerts or messages. Has anyone else gotten these scary emails? How do you make sure it’s a scam and not a legit warning? I’m trying to avoid any phishing traps here.

Also, what’s the best way to report this kind of email to the bank or authorities? I want to help others avoid falling for it. Any tips or stories would be super helpful!