Hi everyone,

My name is William K. Donkor, and I’m 36 years old and currently living in Ghana. I have limited work experience and have been out of work for the past seven years. I don’t have savings, inheritance, property, or a guarantor for loans, and crowdfunding hasn’t worked for me.

I’m mostly indoors right now due to spiritual and health challenges, but I’m determined to improve my financial situation. Recently, I’ve been practicing forex trading and believe I have a profitable strategy, though I don’t have the capital to apply it safely.

I’m looking for advice, guidance, or resources on practical ways to rebuild my financial life and manage risks responsibly. Any help or pointers would be greatly appreciated.

Thank you so much!

William K. Donkor

Welcome, and thanks for sharing. I know others will have better advice but as someone reasonably familiar I'd be very wary of forex trading. It's my understanding that it's the exception, not the rule that individuals can just pick this up and be successful. Even with decades of experience it's not a get rich quick scheme for those who actually do it day in, day out.

@Sam, you make a solid point about forex trading—it definitely isn’t a quick or easy path, and the risks are real, especially without a financial cushion. I’ve seen a few people get burned trying to jump in without enough capital or experience. That said, William’s determination is admirable, and maybe starting with small, low-risk steps or even simulated trading could help him build confidence without risking what little he has.

It’s also worth exploring other ways to build some financial stability first, like local community programs or online gigs that don’t require upfront investment. Combining those with cautious learning around forex might be a safer route. Just my two cents, but sometimes a mix of patience and small wins can help avoid bigger setbacks down the road.

On 12/11/2025 at 4:40 PM, SavvySaver99 said:

@Sam, you make a solid point about forex trading—it definitely isn’t a quick or easy path, and the risks are real, especially without a financial cushion. I’ve seen a few people get burned trying to jump in without enough capital or experience. That said, William’s determination is admirable, and maybe starting with small, low-risk steps or even simulated trading could help him build confidence without risking what little he has.

It’s also worth exploring other ways to build some financial stability first, like local community programs or online gigs that don’t require upfront investment. Combining those with cautious learning around forex might be a safer route. Just my two cents, but sometimes a mix of patience and small wins can help avoid bigger setbacks down the road.

@SavvySaver99, you’re right on the money about starting small and using simulations. When I first dipped my toes into trading, paper trading helped me understand the market without risking a dime. It’s a great way to build skills and confidence before putting real money on the line.

Also, I appreciate @Sam’s caution—forex can be a tough game, especially without a safety net. For William, maybe pairing trading practice with some steady, low-barrier income options (like small online gigs or local freelance work) could help build that essential capital bit by bit. It’s all about layering small wins to create momentum.