What the fudge is going on

[MrTylerHaz]

If i were you i would take legal actions yourself, do whatever you can extra.

At the end of the day you were hacked, if you were to take legal actions what sort of stuff/things would you get from it?

[Untitled]

I've managed to solve this. After speaking with Microsoft, PayPal and my bank we have confirmed that these were fraudulent payments.

Someone hacked my PayPal, transferred funds from my Bank (Making be overdrawn) and bought over 10,000 Microsoft Points for their XBL account.

Microsoft know who did this, PayPal have given transaction details to Microsoft and they know the GT who did it.

Subsequently both PayPal and Microsoft are taking legal action against the culprit (They won't tell me who it is) and PayPal have refunded my money and have paid my bank charges for going overdrawn.

I'm very secure online and I am more than aware of Phishing sites, RATS etc... I have no idea how they managed it but they're facing criminal charges.

I'm considering whether or not to take legal action of my own. But at least I have my money back.

I'm just glad XBL keeps all your details, addresses/names/numbers/IP's etc because it was so easy for them to trace

In my opinion, yes you should take legal action. Think about it, would they really care about you if those were some of the only savings you had? No of course not, they would rather use what is POTENTIALLY your last few cents and dump it on an XBL account.

[Rihsky]

I would suggest you go further into this, you could come out with a few extra bucks. Besides personal gain though, It will prevent whoever it was from doing it again for a while.

[Omniscient]

Since you're fully refunded you have no personal legal recourse for damages. Unfortunately you'll just waste your time.

[Dogbert]

Since you're fully refunded you have no personal legal recourse for damages. Unfortunately you'll just waste your time.

Yes, what Omni said is true. You'll just be wasting your time, if you try to pursue some sort of case.

Paypal and Microsoft won't do anything beyond banning the GT, and possibly the console which was used. 10k MSP is not worth that much money, and therefore it's petty theft along with fraud. Which actually isn't a huge deal in this case.