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So, in your opinion, what lump sum of cash should you have in your PayPal account before you begin developing a forump. Blogs and CMS sites will be different, but this thread addresses specifically forums.
How much did you start with and was your forum a success?
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Will you buy custom theme?
Will you pay for ads on other sites?
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It depends on a lot too be honest.
What forum are you really trying to get into?
You'll need more for a lot, such as constant hosting each month, paying for themes, domain, and just pure putting money into what your looking for.
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Just a forum on whatever. Topic's not really all that important. Let's say that you want it to be really big and successful. How much are you going to need?
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Honestly, if you want to be really careful and have a good site to run, you should gather around 200$ for the start of it, maybe 150$ and start from there. This isn't a cheap thing, but from the looks of your dedication, it seems you could do well.
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Firstly, I wouldn't use PayPal. What if one day you get limited and can't pay your invoices?
Apply for a debit card, depending on the country you can have them starting from 13. I had my first one at 14 and since it was a debit I couldn't overspend nor apply for a overdraft.
I would consider at least a years worth of hosting in advance, the rest can all be done for free if you know how to manage a forum. Soon enough, traffic starts coming in which can generate revenue from advertisements since many pay by CPM. If you want WHOIS protection, that'll cost you extra. Many people use fake data but I wouldn't recommend that especially if you want to take the legitimate route.