I need a good Paypal alternative, fast!

[RPicard]

So I just got off the phone with Paypal support as I wasn't able to change the funding source to a source that actually had money. The lady told me that it's part of their anti-fraud system and that it automatically makes a judgement about what funding sources should be allowed in the transaction based on a scan of the buyer and seller. She then went on to say that there is absolutely no way of overturning it and that I should "look into payment methods other than Paypal". Now I'm looking for a payment processor that will allow me to make all of my online transactions hassle-free. I have an account on both Alertpay and Moneybookers but I have never used either of them. I still plan on keeping my Paypal as their shouldn't be an issue with spending money that's already in my account (aka I don't need an additional funding source) but I want to use it only in case whoever I'm dealing with doesn't use whatever other site I choose here. Can you give me some pros and cons of some of the more popular payment processors? I'd like something without limits or with a fairly easy verification to get unlimited. Any thoughts on a program good for mostly digital goods / services?