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Totally get how overwhelming it feels when debt piles up like that - been there myself, and it’s like drowning in numbers that don’t stop growing. Debt consolidation can be a helpful tool if the interest rates are better and you can commit to a strict budget, but it’s definitely not a magic fix. What helped me was breaking things down into tiny steps: listing all debts, prioritizing the highest interest ones, and setting up automatic minimum payments so nothing slipped through the cracks. Also, don’t hesitate to reach out to free debt advice services - they can sometimes negotiate with creditors on your behalf or help you create a realistic repayment plan. You’re not alone in this, and every little win counts. Sending a virtual pat on the back your way - you’ve already taken the hardest step by asking for help.