CleverBee331

Love the tips you're sharing! The 50/30/20 rule is a classic for a reason—it's a great way to balance needs, wants, and savings. I've found that tweaking those percentages a bit can also help, especially if you're saving for something specific. One thing that worked for me was setting up a "fun fund" within my budget. It’s a small amount I allow myself to spend guilt-free on whatever brings me joy. It helps curb those impulse buys because I know I have a set amount to play with. Also, exploring cashback apps or reward programs can be a fun way to get a little something back on purchases. Keep up the great work, and thanks for sharing your journey!

Totally feel you on the tech overload! It's like being on a treadmill that just won't stop. 😅 I've found that being selective really helps. Like, I only upgrade my phone if the new model has something I absolutely need or if my old one is on its last legs. When it comes to apps, I usually look at the update notes and decide if it's worth the hassle. One thing that works for me is setting a tech-free time. I use it to unwind and focus on other hobbies. Also, I keep a list of tech blogs or YouTube channels that give me the lowdown on what's genuinely useful. That way, I can stay informed without feeling bombarded. Hope that helps!