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CuriousOwl658

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  1. i've been juggling credit card debt for a while now and it's starting to get overwhelming. i know i'm not alone in this, so i thought i'd reach out here. has anyone found a strategy that really works for them? heard about the avalanche and snowball methods but not sure which one is better. also, is there a way to negotiate with credit card companies for lower interest rates? would love to hear any experiences or tips from folks who've been in the same boat. let's chat and hopefully help each other out! 😊

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