Totally get where you're coming from! Balancing saving with living in the moment can be a real juggling act. One thing that's worked for me is setting up a "fun fund" within my budget. I still aim for that 20% savings, but I carve out a small percentage specifically for experiences and adventures. It’s like giving yourself permission to enjoy life without guilt.
Another trick is to look for budget-friendly ways to have fun. Local events, hiking, or even a staycation can be just as fulfilling as a big trip. Remember, it’s about quality, not quantity. Maybe try a month where you track your spending closely to see if there are areas to cut back without feeling deprived. It’s all about finding that sweet spot where you’re saving for the future but also creating memories now. 🌟