Hey folks, I find myself in a bit of a pickle. I’ve been working for around ten years now, making decent money, not that I’m rolling in it, but you know, enough to get by. But I seem to be just getting by, you know? The bills get paid, the fridge is full, but at the end of the month, when I look at where my paycheck went, it seems like I’m living paycheck to paycheck.
Mind you, I’m alright with money, I’m not wasteful or anything. But I feel like I’m missing something. You know, there’s my mate, not too different from me, but he’s got savings and is about to put down a payment for a house. Yeah, he doesn’t drive a fancy car or wear designer stuff, but he isn’t scrimping and saving either, seems to me he’s got his finance game on point.
So, I thought I’d turn to you guys for advice and start a discussion around making money work for our benefit, cause clearly, I’m doing something wrong. Any tips on budgeting, saving for the future without feeling like I have to give up the little pleasures in life that keep us sane? All advice would be appreciated, from investment ideas to just simple everyday finance management tips.
I’m also curious about this crypto business. Seems like everyone’s jumping onboard. Is it really that promising or just a fad 🤔
