Gotta say, it’s not easy admitting this but I’m really struggling with my finances. It feels like every monthly paycheck is just another drop in the ocean of debt I’ve got myself into. I mean, I make decent enough money, but it’s like my paycheck doesn’t even touch the sides. Credit cards, student loans, mortgage, seems like every day another bill or debt letter is clobbering through that letterbox.
Just last week, I had to put groceries on my credit card. Just normal stuff, bread, milk, you know the drill. It’s not like I’m living large. I’ve cut back on so many things, no more costly Starbucks trips, downgraded my gym membership, heck I hardly go out anymore. I feel like I’m just existing, not living, y’know?
I’ve tried the whole making a budget thing and though it helped for a hot sec, it never seemed to have a long-lasting impact. Just not seeing the light at the end of the tunnel. I don’t wanna deal with bankruptcy, too many horror stories there and with the economy being pretty shaky ’cause of the pandemic, jobs ain’t guaranteed these days.
Don’t get me wrong, I ain’t looking for sympathy, I just need to find a way out. I ain’t getting any younger and need to turn this ship around. Anyone else been in my shoes? How’d you navigate your 🤔
