Hey folks, I’ve been hanging around the forum for a while but I’ve never really posted anything. Gotta admit, money matters have always been a weak spot for me. So, I am hoping you all could help me out a bit.
Things have been a bit tight since Covid hit last year. Somehow, I’ve been juggling bills, rent, and a little one that just hit his terrible twos. I’ve been lucky. Kept my job and all, but the paycheck doesn’t stretch as much as it used to, ya know? And I’m really starting to feel the pinch.
The whole saving money thing, not exactly my forte. Got a little nest egg tucked away but thanks to these uncertain times, it looks like it could do with fattening up.
So, I’m wondering where I should start. How to budget without feeling like I’m throwing a straitjacket on my wallet. How to save without having my kid or myself go without necessities. Plus, maybe some investments? I’ve heard a lot about these stocks and cryptocurrencies, but to be honest, it’s all Greek to me.
Appreciate any advice you can give, really could use the help. ’Venturing into the unknown here but pretty sure with the right push, I could get the hang of the personal finance thing and hopefully secure a better future for me and my little one.
And hey 🤔